Why Stablecoins Need to Move Beyond the Dollar

Video

📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY2

https://bankless.cc/spotify-premium

---

What if the next stablecoin boom isn't in dollars? Ripio co-founder and CEO Sebastian Serrano joins David Hoffman to unpack how Latin America is bringing six local currencies onchain, why self-custody wallet deposits are still so expensive, and how stablecoins could improve cross-border payments.

---

BANKLESS SPONSOR TOOLS:

🔓NEAR | TRADE CONFIDENTIALLY, GET 20% BACK

https://bankless.cc/near2026

🌍 RIPIO | LOCAL CURRENCIES, ONCHAIN

https://bankless.cc/ripio

🛡️VIZOR | THE WALLET ZCASH DEVS USE

https://bankless.cc/vizor

🎯THE DEFI REPORT | ONCHAIN INSIGHTS

https://thedefireport.io/bankless

---

TIMESTAMPS

0:00 Crypto adoption in Latin America

5:38 Local currencies, FX and the carry trade

8:19 Inside Ripio: crypto infrastructure for LatAm

16:29 Fixing on-ramps with local stablecoins

28:26 Wrapped fiat: business model and cross-border payments

35:29 Distribution and which blockchains

42:14 Regulators, banks and market growth

---

RESOURCES

Sebastián Serrano

https://x.com/sserrano44

---

Not financial or tax advice. See our investment disclosures here:

https://www.bankless.com/disclosures

Watch on YouTube ↗

Video Coin Bureau Short

How 1 Signature Can Drain Your Entire Wallet

A wallet drainer needs only one signature, not your seed phrase. Malicious token approvals, permits, and collection-wide NFT permissions let attackers drain assets directly. When...

Video Solana Short

Build the Future of Stablecoins

Solana Request for Startups: Nemil Dalal, Visiting Partner, Y Combinator Stablecoins are turning money into something that can move across the internet. But there’s still a lot to build...

Video Solana Short

Perps and Onchain Trading

Solana Request for Startups: Toly The goal is simple: see Solana’s share of the perps market grow month over month, year over year. And it doesn’t stop at perps. Anything that has to do...